What you need to know about online payment

What you need to know about online payment

• Information Technology is FUTURE.
• Online shopping is FUTURE.
• Online Payment is the facilitator.
• Internet banking is 99, 99% safe, the only loophole is the user.
• Your bank WILL NEVER requests your personal details over the phone, sms or e-mail.
 

• When getting an e-mail from any bank requesting you to update your internet banking details or any update whatsoever, DO NOT OPEN, DELETE.
• Never GIVE AWAY your personal details through telephone, sms, e-mail or UNSECURED SITES.
• SECURED SITES  has S in their address:
  • Website addresses starts with HTTP or HTTPS.
  • You do not have to type these when typing address as they are registered as such.
  • When you get into any website, check the address bar on top of your browser. If it reads: http://absa.co.za, the site is UNSECURED, DO NOT PUT YOUR PERSONAL DETAILS ON THAT SITE.
  • If it reads: https://absa.co.za, the site is SECURED, YOU CAN TRUST IT WITH YOUR PERSONAL INFORMATION.
  • The secret is S at the end of HTTP.

Online Payment Methods

• EFT – Electronic Fund Transfer – Perfectly safe as you will be either using online banking or cell phone banking.
• Credit card Payment – It is safe only if you don't give away your credit card number because anyone can use it if they get hold of your card number or actual card.
• Third party payment – There are number of these and the leader is Paypal. On their safety, please follow SECURE/UNSECURE site principle.

Hope this tips helps. If you have any comment or need to add something, feel free to comment below.

Themba Dlamini.
Visit www.phuzemthonjeni.com
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